Accessing cash(lessness): Cash dependency, debt, and digital finance in a marginalized Roma neighborhood
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Accessing cash(lessness) : Cash dependency, debt, and digital finance in a marginalized Roma neighborhood. / Ravnbøl, Camilla Ida.
I: Economic Anthropology, Bind 10, Nr. 1, SEA212265, 2023, s. 44-54.Publikation: Bidrag til tidsskrift › Tidsskriftartikel › Forskning › fagfællebedømt
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TY - JOUR
T1 - Accessing cash(lessness)
T2 - Cash dependency, debt, and digital finance in a marginalized Roma neighborhood
AU - Ravnbøl, Camilla Ida
PY - 2023
Y1 - 2023
N2 - This article contributes to contemporary ethnographies concerning poverty and digital financial inclusion in Europe. More specifically, it explores how poor Roma families engage with digital banking cards at home in Romania and when they travel to work in the informal economy in Denmark. The analysis conceptually unfolds “access” as a framework for financial inclusion and applies it to an empirical case of three brothers in a Roma family. On this basis, the article argues that cashless initiatives can, perhaps unintentionally, be a driving element in new practices of social exclusion. Without a comprehensive approach toward ensuring “de facto access” for the marginalized communities, which takes all dimensions of access into account, digital financial initiatives can potentially push them further to the periphery of the global economy.
AB - This article contributes to contemporary ethnographies concerning poverty and digital financial inclusion in Europe. More specifically, it explores how poor Roma families engage with digital banking cards at home in Romania and when they travel to work in the informal economy in Denmark. The analysis conceptually unfolds “access” as a framework for financial inclusion and applies it to an empirical case of three brothers in a Roma family. On this basis, the article argues that cashless initiatives can, perhaps unintentionally, be a driving element in new practices of social exclusion. Without a comprehensive approach toward ensuring “de facto access” for the marginalized communities, which takes all dimensions of access into account, digital financial initiatives can potentially push them further to the periphery of the global economy.
U2 - 10.1002/sea2.12265
DO - 10.1002/sea2.12265
M3 - Journal article
VL - 10
SP - 44
EP - 54
JO - Economic Anthropology
JF - Economic Anthropology
SN - 2330-4847
IS - 1
M1 - SEA212265
ER -
ID: 320864423